Commercial credit is one of the priorities of the Finaam Corporation, to which given special attention. By providing commercial credit, Company-Borrower remains 100% owner of the investment object. This financing is the most popular on the market for the realization of industrial and infrastructure projects, and the most accessible way to raise funds. We are happy to create new workplaces and improve the standard of living with you.
Commercial credit implies an investment in the investment projects, which in the future, thanks to the work of the project, ensure recoverability of capital.
Our Corporation uses a wide range of standard credit products in Project financing. The source of funding can act both own funds of Finaam, and attracted investors.
Project proposal selected according to certain criteria:
1. Competent strategy of the Project and its economic feasibility.
2. The presence of the idea, perspectives and priority of the Project.
3. Evaluation of business opportunities of the Initiator of the Project.
4. The presence of the management team, as experienced professionals.
5. The proportion of own funds.
Rich professional experience of our professionals will allow to do preliminary analysis of your Project and determine what is the reality of its realization. In the future, structure the financing scheme in a way to achieve the maximum effect for the borrower. Will help create an algorithm of actions for controlling the possible risks, to establish a system of guarantees for the Project participants.
The conditions for granting the commercial credit / loan:
1. The Amount of Project – from 5 000 000.00 US Dollars / Euro;
2. Loan term – up to 7 years;
3. The annual credit rate – from 5%;
4. The amount of the credit – in the amount from 85% to 95% of the project cost;
5. Insurance – according to the tariffs of the insurance company;
6. Embedding of the Borrower – from 5% to 15% of the Project cost;
7. Debt holiday on refund of percent and principal – from 18 months from the beginning of Project financing.